Finances

Investment Options

Jan 01, 2003  · Investing can seem intimidating, but it doesn’t have to be. In fact, your retirement plan offers two ways of creating a diversifed investment portfolio.

New Managed Portfolios Are Part of a Series Planned for 2019 CHARLOTTE, N.C., May 23, 2019 /PRNewswire/ — As consumer demand for affordable, professionally managed investments continues to grow …

Jan 10, 2019  · Top 10 investment options While selecting an investment avenue, you have to match your own risk profile with the risks associated with the product before investing.

The Rise Of Digital Wallets The idea that you have to use cash as an every day payment method is increasingly becoming a thing of the past. This is fast becoming reality in the modern capitalist world with the advent of new technologies. Not only are the instances of card transactions dramatically increasing with banks making their credit cards more accessible
3 Finance Tips For Families Among health kicks and career goals, New years resolutions often reference financial matters. Especially in a time preceding holidays, which more often than not break the bank, this can be a time where those with families feel the effect of overspending. To begin again and start the year fresh, we offer 3 simple financial tips for
5 Easy Steps to Saving Money It often seems almost impossible to even think about starting a savings these days. With a little bit of effort and creativity it can be done. Here is a review of five easy steps according to the Federal Trade Commission that anyone can do to start saving money. The first step is know where you’re at with

gauge your risk tolerance and learn about investment options. When it comes to risk, which I believe is the most important …

Investing Basics: OptionsGreat-West funds, featuring carefully selected premier investment firms as subadvisors. Great-West Lifetime target date funds, providing a choice of glide paths that combine premier investment firms managing the majority of underlying funds and blending active and passive strategies across the spectrum of asset classes.

Review all your options within Ohio’s 529 direct savings plan. You can choose from ready-made portfolios or build your own from dozens of options. Open and manage a direct 529 savings plan with CollegeAdvantage online.

Super investment options. Striking the right balance. With super, it’s easy to set and forget. But choosing a suitable investment option will have a major impact on how your super performs.

Select the investment option best suited to your risk appetite, from the managed argus select Funds to our self-directed fund options. learn about the fund options available for you and your business’s pensions and savings plans.

A fixed monthly income is a preferred choice for individuals who are close to retirement or who have retired. It is important …

High Risk Investments There are lots of investment products that are considered high risk. This guide just covers the ones you need to be most aware of. Structured products. A structured product is an investment where the return depends on a set of rules, rather than whether the shares or other assets in it gain or lose value.

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Finances

High Risk Investments

There are lots of investment products that are considered high risk. This guide just covers the ones you need to be most aware of. Structured products. A structured product is an investment where the return depends on a set of rules, rather than whether the shares or other assets in it gain or lose value.

The 194M EUR investment in the new vessel is more than … t much competition and where the demand for ferry services is high …

lightbox ventures’ investment partner, Varun Kumar Varma of it believe … We’d hardly find any product organizations in the …

5 Easy Steps to Saving Money It often seems almost impossible to even think about starting a savings these days. With a little bit of effort and creativity it can be done. Here is a review of five easy steps according to the Federal Trade Commission that anyone can do to start saving money. The first step is know where you’re at with

As April 2019 turned to May, most economists and other trade and investment experts … is now the tail risk" — an …

Apr 22, 2019  · A high-risk investment is one for which there is either a large percentage chance of loss of capital or underperformance or a relatively small chance of a devastating loss. The first of these is intuitive, if subjective: If you were told there’s a 50/50 chance that your investment …

The level of risk depends on the fund, the types of investments used, and the fund manager’s skill. The following factors contribute to hedge fund risk: Lack of transparency: private entities have few public disclosure requirements.

The Rise Of Digital Wallets The idea that you have to use cash as an every day payment method is increasingly becoming a thing of the past. This is fast becoming reality in the modern capitalist world with the advent of new technologies. Not only are the instances of card transactions dramatically increasing with banks making their credit cards more accessible

5 High RISK/REWARD Investments!Although the potential dividends from REITs can be high, there is also pronounced risk on the initial principal investment. REITs that offer the highest dividends of 10 to 15% are also at times the riskiest. (For more, see: How To Analyze Real Estate Investment Trusts ).

Definition of High Risk Investment. A "high risk investment" is an investment that carries a high degree of risk – meaning, there is a strong chance that you could lose a substantial amount (or all) of your investment. The potential benefit of a "high risk investment" is that there is a chance that you could make a very high return on…

Looking ahead, however, relatively high valuations suggest that we will also see a period with more volatility," says Fredrik Öberg, Chief Investment Officer, Private Banking. This issue of the …

3 Finance Tips For Families Among health kicks and career goals, New years resolutions often reference financial matters. Especially in a time preceding holidays, which more often than not break the bank, this can be a time where those with families feel the effect of overspending. To begin again and start the year fresh, we offer 3 simple financial tips for

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Home & Garden

Real Estate

Social media platforms, especially Instagram, are changing the way people buy everything from fashion to furniture, and now …

Ryan Williams is on a mission to revolutionize the stodgy real estate industry. Load Error Williams, the 31-year-old CEO and …

Home Improvement With the GreenSky Loan Program’s convenient mobile app, you can offer fast, easy loans to help grow your home improvement business and help your clients make their project a reality, whether it is replacing HVAC or windows, building a swimming pool, or remodeling a kitchen or bath. Business Insider may receive a commission from The

Finding your next home starts with RealEstate.com. We offer a next-level home search experience fueled by “All-in Monthly Pricing,” a calculator that tabulates the monthly cost of each home – itemized to show you all major expenses! Our unique search, paired with …

Real Estate For BeginnersThe leading real estate marketplace. Search millions of for-sale and rental listings, compare Zestimate® home values and connect with local professionals.

Redefy Holdings Inc., a Denver-based tech company that helps homeowners sell their real estate for a flat fee, has officially …

Search real estate property records, houses, condos, land and more on realtor.com®. Find property info from the most comprehensive source of home data online.

Two angles facing left, which often indicate, "return to the beginning." Two angles facing right, which often indicate, …

How to Get Kids of All Ages Involved in Spring Cleaning Spring Cleaning? Time To Get Kids Involved The mutual feeling that spring-cleaning seems to bring to everyone is generally the same…. dread. Usually it is just the fact that the task is such a giant chore that putting it off as long as possible normally happens. What also normally happens is that you think your
Installing A Gunite Pool A gunite pool, otherwise known as shortcrete, is a material used to reinforce pools structured out of concrete. The gunite pool is strong and adaptable to a variety of unusual shapes and sizes. Unlike fiberglass, gunite pools aren’t a one size fits all option in pools. Homeowners looking to express their personalities in backyard design

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Home & Garden

Home Improvement

With the GreenSky Loan Program’s convenient mobile app, you can offer fast, easy loans to help grow your home improvement business and help your clients make their project a reality, whether it is replacing HVAC or windows, building a swimming pool, or remodeling a kitchen or bath.

Business Insider may receive a commission from The Points guy affiliate network if you apply for a credit card, but our …

We have the best home improvement projects, expert advice, and DIY home improvement ideas for your home. Whether you want to customize a basic builder design, renovate an old home, or learn how to remodel a kitchen or a bathroom, you can create your dream home with smart planning and the right home improvement contractors.

How Frequently Do You Need Commercial Carpet Cleaning? There are many businesses out there that have found a commercial janitorial company that they like and want to continue using. There is still the question of how often do you have them come and clean your carpet? The tricky part about carpets is you can never fully tell how dirty they truly are. Due to this fact,
How to Get Kids of All Ages Involved in Spring Cleaning spring cleaning? time To Get Kids Involved The mutual feeling that spring-cleaning seems to bring to everyone is generally the same…. dread. Usually it is just the fact that the task is such a giant chore that putting it off as long as possible normally happens. What also normally happens is that you think your

May 14, 2019 (Heraldkeeper via COMTEX) — DIY segment dominated the home improvement market and accounted for over 50% of the overall demand in 2018. Aspects such as increasing count of DIY stores …

Home Improvement / story . DIY Backyard Fire Pit: Build It in Just 7 Easy Steps. By Jamie Birdwell-Branson on 29 Apr 2019. The perfect backdrop for outdoor fun is closer than you think, thanks to our step-by-step instructions.

Installing A Gunite Pool A gunite pool, otherwise known as shortcrete, is a material used to reinforce pools structured out of concrete. The gunite pool is strong and adaptable to a variety of unusual shapes and sizes. Unlike fiberglass, gunite pools aren’t a one size fits all option in pools. Homeowners looking to express their personalities in backyard design

Home Improvement : Free Shipping on orders over $45 at Overstock – Your online home improvement store! Get 5% in rewards with Club O!

Home Depot reported $108.2 billion in Total Revenues in Fiscal year 2018. The revenue comes from the sale of home improvement …

Now in its 40th season, the pbs home-improvement show This Old House feels like the TV equivalent of New England clam chowder …

Home Improvement Season 4 Episode 19 The Naked Truth  cool manHomeImprovement.com gives you great home improvement ideas and tips for remodeling your kitchen, bathroom, outdoor and interior.

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Life Tips

Should You Have A Real Estate Agent When Buying A Home?

If you’re looking to purchase a new home, then you may have considered partnering with a licensed real estate agent. You’re not among the few, considering 88 percent of homebuyers enlist the assistance of an Apopka Realtor. Most builders and buyers find it the best decision to deal with a real estate agent to make the process easier. In fact, it’s typically expected that a buyer have an agent before the purchase of any home.

 

 

Purchasing A New Home

 

Buyers who are looking to make a purchase on newly constructed homes may feel like enlisting a Realtor is unnecessary. New home project sales people are a great resource to help anyone understand the project. However, your Realtor will be able to help you find the best deal whether it is a resale or newly constructed. The builder’s sales person represents the builder’s best interests not the buyer’s! Anyone new to the real estate realm can easily be overwhelmed with options and pricing. Your Realtor will be able to represent you and negotiate with any builder to develop your dream home at a reasonable price.

 

Let an experienced professional advise you where to look for your new home. They are able to help you find the house you envisioned, while keeping you in price range!

Article Source: https://michellechaserealtor.com/should-you-have-a-real-estate-agent-when-buying-a-home/

The Michelle Chase Real Estate Team services Apopka, FL and the surrounding area.

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Life Tips

The Nanny Check

 

Your children are the most precious and important people in your life. You treasure them more than life itself. So, when it’s time to hire a nanny or babysitter, how do you decide who will protect your child as much as you do? Access Investigative Services has the answers.  Vetting your child’s nanny is one of our specialties.

 

We’ve all heard horror stories about children found wandering the streets unattended because the babysitter fell asleep.  Or, kids were harmed or neglected by a nanny.   A background check of your nanny is not overreacting. It’s being safe.

 

Parents hiring investigative professionals is on the rise It’s one of the most important things a parent can do for their kids.

More Here: https://accessinvestigativeservices.com/the-nanny-check/

 

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Press Releases

The Michelle Chase Real Estate Team In Apopka, Fl Welcomes Hank Dunn To The Team!

Hank is a multi-generation Floridan whose grandparents moved to Florida nearly a hundred years ago. Due to his father’s career in the military, he has lived in many places across America and the world. In his adult life, he is a retired higher education administrator with a career spanning more than 30 years. He has worked extensively in community colleges, including being Chancellor and President of two different colleges. He also has a background in financial and strategic panning, real estate and investments.

 

Hank has held a Florida real estate license on and off for many years, but became fully active after he retired in 2017. He is also an active partner in a non-profit company, Provident Housing Solutions, building rental properties to support working families throughout Central Florida.

 

Hank and his wife live in Apopka. He is the father of three adult children who reside in Central and South Florida and is the proud grandfather of two grandchildren.

To learn more about the Michelle Chase team visit our website at https://michellechaserealtor.com.

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Business

Here’s How to Proceed After A Car Accident

Have you recently been in an auto accident? You may be surprised to learn about “automotive diminished value,” which is when cars lose value after being in a wreck. This could be attributed to anything from minor scratches to full structural damage. Either way, you may be entitled to compensation if the accident was the fault of someone else.

 

Some websites will offer a diminution in value calculator, but it is still a good idea to get your car appraised by your insurance company or a mechanic. They will be able to give you the most accurate assessment of damage. Compensation eligibility is based on many factors, such as the value of the car before the accident, quality of repairs, and extent of the damage.

 

If you decide to file a lawsuit against the responsible party after an accident, it is important to take certain precautionary measures because they can, and will, try to fight your claim. Here are some suggestions:

  • First, ensure that you take many high-quality photos of the damage from multiple angles. Photo proof is some of the best evidence you have during a diminished value case.
  • You’ll also want to be sure to collect the names and phone numbers of any eyewitnesses, as these statements could be pivotal in your claim.
  • Next, contact a lawyer who is experienced in automotive diminished value claims. They will be able to review your case from a legal standpoint and provide guidance on how to continue.

 

If you feel you have a credible claim for diminution in automobile value, it is highly advised that you retain a lawyer who can help you during the whole process. We recommend Brett M. Bressler Attorneys at Law, because they offer a free consultation and have over 27 years of experience handling these cases.

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Home & Garden

Installing A Gunite Pool

A gunite pool, otherwise known as shortcrete, is a material used to reinforce pools structured out of concrete. The gunite pool is strong and adaptable to a variety of unusual shapes and sizes. Unlike fiberglass, gunite pools aren’t a one size fits all option in pools. Homeowners looking to express their personalities in backyard design with an in-ground pool should consider using plaster, or gunite, to surface the concrete base of their pool.

 

In order to build a concrete pool with a gunite surface, the pool company’s construction team will dig a hole in the desired shape and size. They will then place the plumbing and assemble the wire framework with a grid comprised of three eighths of an inch steel reinforced rods, otherwise known as rebar. Rebar rods are placed about every ten inches and are held together with wire. Once the grid is in place the pool company’s construction team will spray a heavy coating of gunite into the wire frame. On top of the mixture of sand and cement around the rebar the plaster is put in place to create a finish.

 

The sprayer that is used combines the dry mixture of gunite with water before putting it into place. This mixture produces a wet concrete material. The pool company will then trowel the gunite until it is smooth. This mixture then dries for about a week and sits without being touched before the smooth plaster finish is applied to the rough pool surface.

 

A popular pool finish is plaster. Marcite is a special finish that people use to complete their pools surface. This is done using a special concrete paint. The entire process of construction and installation of a concrete in-ground pool can take anywhere between thirty to ninety days. This will of course depend on the local weather and pool installer.

 

Custom pools most often are created from gunite because it can be designed in any shape. This makes it ideal for luxury homes that are looking to create a pool and landscape that is designed specifically to the needs of the designer. When you are looking to create a natural pool gunite is the material that best fits this need.

 

Gunite pools can be designed to resemble a Florida beach or mountain side lake resort. Vanishing edges, a sandy beach entry resembling the ocean or an exotic pebble finish are just a few of the many touches that can be added to create a custom pool.

 

The advantages of an in-ground gunite pool

An in-ground pool made from gunite is a permanent structure that extends your home into your backyard creating an oasis. The property will have an overall higher value then other homes in the area without in-ground pools.

 

A custom, personalized pool can be created from gunite. It may cost more and take a bit longer than fiberglass to install but the extra expense and time is all worth it in the end. With the installation of a gunite pool you are able to customize each and every detail of the pool and its surroundings.

 

Even if a plaster pool finish isn’t what you are looking for it is important to consider gunite as they can be finished with tile, exposed aggregate or even fiberglass.

 

The most out of the box, unique ideas can be reflected in the design of your gunite pool. The concrete provides a highly durable pool that comes in any shape and size you can dream of.

 

Gunite pools last a substantial amount of time. If you choose a plaster finish it is important to know that there will be maintenance involved. The plaster must be replaced every ten to fifteen years to keep the pool looking as good as the day it was first installed.

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Home & Garden

How to Get Kids of All Ages Involved in Spring Cleaning

Spring Cleaning? Time To Get Kids Involved

The mutual feeling that spring-cleaning seems to bring to everyone is generally the same…. dread. Usually it is just the fact that the task is such a giant chore that putting it off as long as possible normally happens. What also normally happens is that you think your toddler is too young; your teenagers are too lazy, or at whatever age are just not interested in helping.

The way you approach the task of spring-cleaning to your kids might be the issue when it comes to their interest in the chore. A great way to make sure that your child is optimizing the most out of their cleaning time is to make sure to assign tasks that are age appropriate. These age appropriate tasks can become a tradition in your family encouraging your kids to accomplish more. Here are some more ideas that can motivate your kids to help cleaning more.

 

Dealing With Toddlers – Late Elementary School Ages

No, they are not too young to help. It is good to get them in a habit of helping from a young age. This might be obvious, but I have to point it out anyways: You are asking a toddler to help clean so please do not expect it to be anywhere near close to as well as you clean. In these circumstances involving toddlers you should pick areas, like the laundry room or garage, where it is okay when it not cleaned perfectly one time around.

If you need some ideas for how to get your toddler more involved then here is a few that are age appropriate:

  • Have your toddler handle the hose and wash off the car once you are done washing it. If they want to help with actually washing the car then that is also not a big deal to have them help scrub. Remember to warn them from the beginning that soap can be dangerous as well as keep a close eye on them in the beginning just to be extra safe.
  • Another chore that a toddler can accomplish is controlling the vacuum cleaner. You can assign them specific areas or a specific room and let them go! A few warnings are to start them off in a room with nothing glass they could knock over at their level as well as making sure the room is clear of any larger objects that can clog up the vacuum.
  • Dusting the appropriate areas of your house could also be a nice and easy task for your kids. Again, this leaves many breakable items at risk so either supervise or clear out anything you would be afraid would break.

Here are a few ideas for how to get your early grade school kids more involved with spring-cleaning:

  • Considering that these children are a bit older, they can be trusted to handle more than the toddlers. One of the first things they should be able to handle is cleaning up toys all by themselves. When cleaning, you can label bins and have your child separate them into “keep,” “give away,” and “throw away” then have your child go through and separate. This teaches them organization, responsibility, and even charity. One more little piece of advice for this chore is to make the “keep” bin the smallest out of the 3. Let you child know that only the things that fit in the “keep” bin is what they are allowed to keep.
  • You can also start to introduce your kids to folding simple laundry like towels or washcloths. This gives them an idea of how laundry works as well as is getting them prepared for folding more complicated laundry.
  • If you have any windows that they can reach at this age (or the bottom sections of windows) it would be great practice to get them started on how to properly wash windows. Just make sure this chore involves no latters/no places they should have to stand on in order to reach.

 

At the end of the day, with this young of an age group, it is a good idea to offer rewards for your kids for helping out. This will lead to incentives to help out more in the future as well as give your children a sense of accomplishment.

For bigger cleaning jobs you may need to bring in a commercial cleaning company or maybe even a residential organizing team.

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